Monday - Friday9AM - 5PM
SaturdayBy Appointment
Location (By Appointment Only)11815 Fountain Way Suite 300 Newport News, VA 23606
Call Us757-664-9844
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit With
The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit With
The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores
STEP ONE

Enroll

We'll give you a professional consultation and credit analysis to see if you are a good fit for our credit repair program.
STEP TWO

Learn New Strategies!

We have a wide assortment of credit-building tools that put you in a position to maximize your credit score!
STEP THREE

See Results

Log in to your personal dashboard where you can see real-time progress and results every step of the way.
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
A collection account is a debt owed that has entered into a delinquent status and has been sold to a third-party debt collector. Such accounts are medical bills, credit card bills, loans, payday loans, or any other unsecured debt.
Repossessions
A repossession commonly called a “Repo” typically occurs when there is serious delinquency related to an auto loan. It is a type of action in which a lien holder voluntarily or involuntarily takes the property back from the party having the right of possession without invoking court proceedings. While this may be embarrassing, it is not the end of the world. We specialize in removing this debt from your credit report.
Charge offs
When a creditor believes that a debt is unlikely to be collected, they can write off this debt as a loss. This type of debt is known as a charge-off. Like a collections account, this usually occurs after an account has significant delinquency.
Late payments
Late payments are payments that are at least 30 days behind their scheduled due date. They are reported to the credit bureaus and added to your credit report as 30, 60, 90, 120, and 150 days late. These late payments generally have a high negative impact on your credit score.
Judgements
A judgment is a court order that is decided in a lawsuit. If a judgment is entered against you, a debt collector will have stronger tools, like garnishment, to collect the debt. Our debt negotiators are extremely skilled and with much care, help our clients save money and avoid garnishments.
Student Loans And More!
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It’s important to know that these loans NEVER go away until you resolve them! These loans can have a positive or negative impact depending on how they are being handled. If student loans are not consolidated into one account, being late 30 days can result in multiple late payments added to your credit report at once.
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
A collection account is a debt owed that has entered into a delinquent status and has been sold to a third-party debt collector. Such accounts are medical bills, credit card bills, loans, payday loans, or any other unsecured debt.
Repossessions
A repossession commonly called a “Repo” typically occurs when there is serious delinquency related to an auto loan. It is a type of action in which a lien holder voluntarily or involuntarily takes the property back from the party having the right of possession without invoking court proceedings. While this may be embarrassing, it is not the end of the world. We specialize in removing this debt from your credit report.
Charge offs
When a creditor believes that a debt is unlikely to be collected, they can write off this debt as a loss. This type of debt is known as a charge-off. Like a collections account, this usually occurs after an account has significant delinquency.
Late payments
Late payments are payments that are at least 30 days behind their scheduled due date. They are reported to the credit bureaus and added to your credit report as 30, 60, 90, 120, and 150 days late. These late payments generally have a high negative impact on your credit score.
Judgements
A judgment is a court order that is decided in a lawsuit. If a judgment is entered against you, a debt collector will have stronger tools, like garnishment, to collect the debt. Our debt negotiators are extremely skilled and with much care, help our clients save money and avoid garnishments.
Student Loans And More!
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It’s important to know that these loans NEVER go away until you resolve them! These loans can have a positive or negative impact depending on how they are being handled. If student loans are not consolidated into one account, being late 30 days can result in multiple late payments added to your credit report at once.
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

Don’t look for the fine print. We offer a MONEY BACK GUARANTEED! If we are unable to remove at least 1 derogatory mark on your credit report within 3 months, you’ve followed our advice, submitted every required document including response letters from all three credit bureaus ON TIME, we will refund your money in full.
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

Don’t look for the fine print. We offer a MONEY BACK GUARANTEED! If we are unable to remove at least 1 derogatory mark on your credit report within 3 months, you’ve followed our advice, submitted every required document including response letters from all three credit bureaus ON TIME, we will refund your money in full.
SAVE WITH OUR PRICING PACKAGES

Credit Repair
Made Affordable

Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
$149/m
$300 Enrollment Fee
For Individuals
  • Credit Monitoring Included (Vantage)
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate
  • Monthly Credit Analysis
  • Industry Leading Service
$279/m
$500 Enrollment Fee
For Couples
  • Credit Monitoring Included (Vantage)
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate
  • Monthly Credit Analysis
  • Industry Leading Service
$300 Enrollment Fee |
Pay Per Delete For Individuals
  • *Prices are Per Deletion, Per Credit Bureau*
  • *Must Enroll for Credit Monitoring: $25/m*
  • Personal Information: FREE
  • Inquiries: $5
  • Late Payments: $35
  • Collections/Charge-Offs: $50
  • Repossessions: $75
  • Bankruptcy: $100
  • Child Support: $100
  • Evictions: $100
  • Foreclosure: $100
  • Judgement: $100
  • Tax Lien: $100
$500 Enrollment Fee
Pay Per Delete For Couples
  • *Prices are Per Deletion, Per Credit Bureau*
  • *Must Enroll for Credit Monitoring: $25/m*
  • Personal Information: FREE
  • Inquiries: $5
  • Late Payments: $35
  • Collections/Charge-Offs: $50
  • Repossessions: $75
  • Bankruptcy: $100
  • Child Support: $100
  • Evictions: $100
  • Foreclosure: $100
  • Judgement: $100
  • Tax Lien: $100
$229/m
$400 Enrollment
Student Loan Restoration
  • In-Partnership with NICE Networking Agency
  • Included: Personal Credit Repair & Student Loan Restoration
  • Dedicated Student Loan “Financial Coach” Servicing Plan
  • Credit Restoration from ALL Bureaus (Equifax, TransUnion, Experian, Lexis-Nexis & Innovis!)
  • Credit Repair Training Materials
  • LindOmar “Identity IQ” Money Management System
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate
  • Monthly Credit Analysis
  • Industry Leading Service
IMPROVE YOUR CREDIT SCORE

Searching for a First-Class Credit Repair Company?

Customer Reviews

Frequently Asked
Questions

How long does it take?

Great question. Every case, for every client, is EXTREMELY different. There are NO two cases that are alike, because no two people are alike. Therefore, results for everyone varies a little bit. No cause to worry! “Patience… is a virtue!” Some clients receive 100% deletions in 30-45 days, while some may need more time. It truly depends on some very key variables that we cannot control. What type of accounts are on your credit? How old are they? How much do you owe? All of these things come into play when challenging items on your credit. With that being said, a majority of our clients see measurable score improvements in 60 days or less, and our average client is with us for 4-6 months.

What do I need to do on my end?

You actually have the EASIEST part of this entire process! Your job is very simple. COMMUNICATION! EDUCATION! But most of all… PATIENCE!

When we submit disputes and challenges on your behalf, the bureaus and creditors will ALWAYS respond directly back to you! For the purpose of your own privacy, creditors will never send the results of their investigations to us. Therefore, it is extremely important to maintain consistent COMMUNICATION with your Solutions Manager. When you receive correspondence back, email that correspondence to info@lindomarcredit.com

Remember at LindOmar Credit Solutions we believe in COMMUNICATION. If you receive something in the mail and you’re unsure if you should send it to us. SEND IT. When in doubt, send it out! The more information your Solutions Manager has the faster and more effective we can complete your restoration!

How many points can I expect to receive on my credit score?

Scores and point increases vary from case to case. Here at LindOmar Credit Solutions, we focus on “Credit Restoration,” versus “Credit Score.” Clients who lack the necessary credit accounts and types, will not see as much of a credit score increase as someone who already possesses multiple lines of positive credit. In many of our cases, we see our clients receive a score increase within their very first month, ranging anywhere from 25 points to 200 points! Again, THESE RESULTS WILL VARY due to how the negative accounts that were on the credit file were impacting the credit score. For clients who do not have much, or ANY positive credit at all, the goal is to remove the negative accounts first, then focus on rebuilding and re-establishing new clean credit, which will result in higher scores reporting month after month.

What if items get re-inserted or placed back on my credit report, after being taken off?

We’ve heard so many terrifying stories, of this happening to people. We want you to know that we do everything in our power to prevent and it rarely happens in our experience. However, to protect you, we off the removal of re-insertions for FREE. If you come back to us and show proof that an item we took off has come back, there will not be additional Enrollment fee and Removal fee charged!

Will we be getting frequent updates about the process?

LindOmar Credit Solutions sends constant correspondence via email and text to our clients giving updates on estimated time of when your letters should be arriving. Our goal is to keep you posted on your progress. Not to mention, our customer support department, will call frequently to ensure that we answer all of your questions. This ensures that our responsiveness does not drop, once we have started the process.

What if I do not get any results?

Don’t look for the fine print. We offer a MONEY BACK GUARANTEED! If we are unable to remove at least 1 derogatory mark on your credit report within 3 months, you’ve followed our advice, submitted every required document including response letters from all three credit bureaus ON TIME, we will refund your money in full.

What makes LindOmar Credit Solutions different from all other credit repair companies?

Glad you asked! LindOmar Credit is Solutions are RESULTS DRIVEN! This is why we offer money back guarantees and free re-insertion disputes. We are that confident! We pride ourselves or giving results, building value and providing great customer service. Also, we give all of our clients a plan of action and strategy to maintain and build their credit.

Is Credit Repair Legal?

Credit repair is 100% legal and it works because of the law. The Fair Credit Reporting Act gives you the right to dispute any items on your credit reports that are inaccurate, obsolete, out-dated, or unverified. If an item cannot be verified, it must be removed. If an item is inaccurate it will be updated. In some cases, we can negotiate payment to original furnisher of debt and/or collectors of debt, on behalf of clients.

Is My Information Secure?

Client Data Protection is required by law. We use the same security encryption (256-bit SSL) as banks. SSL is Secure Socket Layer, but what it really means is that the data sent between LindOmar Credit Solutions and your computer is safely encrypted from prying eyes. It’s the same technology that banks use to keep your credit card information safe. We never share your personal information with anyone– for any reason– without your prior written permission.

Can I Do This Myself?

Absolutely! You are your best advocate and know your situation more than anyone else. There are many useful books, websites and videos on the subject. If you want to DIY, we recommend educating yourself first.

LindOmar CreditOur Mission
We help clients restore their credit, teach financial literacy so that educated informed decisions are made for everyday living, and offer hope where hope has been lost.
OUR LOCATIONSWhere to find us?
11815 Fountain Way Suite 300 Newport News, VA 23606 (By Appointment Only)
GET IN TOUCHLindOmar Credit Social links
A HIGH CREDIT SCOREOur Mission
We help clients restore their credit, teach financial literacy so that educated informed decisions are made for everyday living, and offer hope where hope has been lost.
OUR LOCATIONSWhere to find us?
11815 Fountain Way Suite 300 Newport News, VA 23606 (By Appointment Only)
GET IN TOUCHLindOmar Credit Social links
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All Rights Reserved. LindOmar Credit.

Website proudly built and hosted by JDiazBusiness.

All Rights Reserved. LindOmar Credit.

Website proudly built and hosted by JDiazBusiness.