Great question. Every case, for every client, is EXTREMELY different. There are NO two cases that are alike, because no two people are alike. Therefore, results for everyone varies a little bit. No cause to worry! “Patience… is a virtue!” Some clients receive 100% deletions in 30-45 days, while some may need more time. It truly depends on some very key variables that we cannot control. What type of accounts are on your credit? How old are they? How much do you owe? All of these things come into play when challenging items on your credit. With that being said, a majority of our clients see measurable score improvements in 60 days or less, and our average client is with us for 4-6 months.
You actually have the EASIEST part of this entire process! Your job is very simple. COMMUNICATION! EDUCATION! But most of all… PATIENCE!
When we submit disputes and challenges on your behalf, the bureaus and creditors will ALWAYS respond directly back to you! For the purpose of your own privacy, creditors will never send the results of their investigations to us. Therefore, it is extremely important to maintain consistent COMMUNICATION with your Solutions Manager. When you receive correspondence back, email that correspondence to firstname.lastname@example.org
Remember at LindOmar Credit Solutions we believe in COMMUNICATION. If you receive something in the mail and you’re unsure if you should send it to us. SEND IT. When in doubt, send it out! The more information your Solutions Manager has the faster and more effective we can complete your restoration!
Scores and point increases vary from case to case. Here at LindOmar Credit Solutions, we focus on “Credit Restoration,” versus “Credit Score.” Clients who lack the necessary credit accounts and types, will not see as much of a credit score increase as someone who already possesses multiple lines of positive credit. In many of our cases, we see our clients receive a score increase within their very first month, ranging anywhere from 25 points to 200 points! Again, THESE RESULTS WILL VARY due to how the negative accounts that were on the credit file were impacting the credit score. For clients who do not have much, or ANY positive credit at all, the goal is to remove the negative accounts first, then focus on rebuilding and re-establishing new clean credit, which will result in higher scores reporting month after month.
We’ve heard so many terrifying stories, of this happening to people. We want you to know that we do everything in our power to prevent and it rarely happens in our experience. However, to protect you, we off the removal of re-insertions for FREE. If you come back to us and show proof that an item we took off has come back, there will not be additional Enrollment fee and Removal fee charged!
LindOmar Credit Solutions sends constant correspondence via email and text to our clients giving updates on estimated time of when your letters should be arriving. Our goal is to keep you posted on your progress. Not to mention, our customer support department, will call frequently to ensure that we answer all of your questions. This ensures that our responsiveness does not drop, once we have started the process.
Don’t look for the fine print. We offer a MONEY BACK GUARANTEED! If we are unable to remove at least 1 derogatory mark on your credit report within 3 months, you’ve followed our advice, submitted every required document including response letters from all three credit bureaus ON TIME, we will refund your money in full.
Glad you asked! LindOmar Credit is Solutions are RESULTS DRIVEN! This is why we offer money back guarantees and free re-insertion disputes. We are that confident! We pride ourselves or giving results, building value and providing great customer service. Also, we give all of our clients a plan of action and strategy to maintain and build their credit.
Credit repair is 100% legal and it works because of the law. The Fair Credit Reporting Act gives you the right to dispute any items on your credit reports that are inaccurate, obsolete, out-dated, or unverified. If an item cannot be verified, it must be removed. If an item is inaccurate it will be updated. In some cases, we can negotiate payment to original furnisher of debt and/or collectors of debt, on behalf of clients.
Client Data Protection is required by law. We use the same security encryption (256-bit SSL) as banks. SSL is Secure Socket Layer, but what it really means is that the data sent between LindOmar Credit Solutions and your computer is safely encrypted from prying eyes. It’s the same technology that banks use to keep your credit card information safe. We never share your personal information with anyone– for any reason– without your prior written permission.
Absolutely! You are your best advocate and know your situation more than anyone else. There are many useful books, websites and videos on the subject. If you want to DIY, we recommend educating yourself first.